Does my insurance cover my sewer line?

Protect Your Home with Underground Service Line Coverage

When you think of home insurance, you likely imagine coverage for your roof, walls, or personal belongings. But what about the critical infrastructure beneath your property? Underground service lines, like sewer pipes, water lines, and electrical cables, are vital to your home’s functionality—and they can be costly to repair if damaged. That’s where underground service line coverage comes in.

What Are Underground Service Lines?

Underground service lines connect your home to essential utilities such as water, electricity, gas, and sewage systems. These lines are often buried on your property, making them susceptible to issues like corrosion, tree root intrusion, or accidental damage from excavation projects. While these systems are out of sight, they should never be out of mind.

Why You Need Underground Service Line Coverage

Standard homeowners insurance typically doesn’t cover damage to underground service lines. Without coverage, you could face out-of-pocket expenses for excavation, repairs, or even replacing entire systems. Service line coverage fills this gap, offering peace of mind and financial protection for:

  • Sewer line repairs caused by blockages or tree roots.
  • Water line damage due to wear and tear or freezing.
  • Electrical line failures impacting power to your home.
  • Gas line issues that could pose safety hazards.

Affordable Protection for Homeowners

The good news? Service line coverage is affordable and can often be added to your existing home insurance policy. For just a few dollars a month, you’re protected against potentially thousands of dollars in unexpected repair costs.

Don’t Wait Until It’s Too Late

A damaged sewer line or burst water pipe can disrupt your life and drain your wallet. Talk to your insurance agent today about adding underground service line coverage to your policy. Protect your home’s hidden lifelines and ensure smooth operations, above and below ground.

Request Your Proposal Here

Are you ready to save time, aggravation, and money? The team at Haven Insurance Partners is here and ready to make the process as painless as possible. We look forward to meeting you!

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